The position for Homeownership Counselor is responsible for assisting in the coordination of all facets of the Homeownership Support Program including Financial Coaching, Pre-Purchase, Foreclosure Prevention, and Resolution Conference counseling services.
Specific Duties and Responsibilities:
Conduct one-on-one counseling sessions for homeowners seeking assistance in pursuing homeownership or seeking to avoid foreclosure. Counselor will provide information and education to clients concerning homeownership purchase and foreclosure process timelines, various mortgage and down payment assistance programs, home retention and home liquidation options, and lastly provide education and advocacy for homeowners on Oregon’s Foreclosure Avoidance Program and other avenues of assistance available to potentially new or struggling homeowners.
Support clients during their resolution conference by both preparing the client for the initial and any successive conferences as well as conducting any necessary outside follow up to support the client’s workout choices.
Provide budget and credit counseling; discuss a possible debt restructuring and complete a affordability and financial analysis for every client. Calculate household budget surpluses or deficits and housing ratios and explain affordability components to clients. Work on building a savings plan if necessary. Educate clients on understanding various mortgage terms and terminology when purchasing a home, as well as the foreclosure process in Oregon.
Create individual action plans and provide ongoing support to help participating households reach their housing and financial goals.
Coordinate referrals, follow-up, and inter-agency relations related to all counseling services.
Maintain comprehensive and confidential client records and statistics in an electronic data-base in accordance with HUD and OHCS, as well as comply with all City, State, Federal and funder
requirements. Follow and adhere to all aspects of the National Industry Standards for Homeownership Education and Counseling.
Coordinate and conduct workshops relating to homeownership and avoiding foreclosure as well as conduct or participate in other Hacienda sponsored group education or outreach efforts.
Support and participate in related outreach activities including but not limited to community fairs, neighborhood associations and presentations to partner organizations.
Build, foster and maintain close partnerships with other agencies and organizations active in obtaining and maintaining homeownership, including but not limited to lenders, realtors, attorneys, governmental housing agencies and local social service agencies.
Provide language‐appropriate counseling and translation as needed.
Develop and maintain testimonials of program participants.
Other tasks as assigned.
Skills and Educational Requirements:
Bachelor’s Degree with major course work in areas such as business, real estate, finance, planning, social work, education and two years of related work experience in finance, economic development, social work, or client counseling; and/or eight years equivalent direct experience.
Ability to read financial statements and familiarity with analyzing and interpreting data from several sources.
Experience with project management and planning.
Bilingual/Bicultural (Spanish or Other).
Ability to compute basic financial calculations including front and back-end ratios.
Excellent oral and written communication skills.
Commitment to excellent customer service in fast paced environment.
Ability to handle multiple tasks, work with minimal supervision, be creative and resourceful, self-motivated, able to meet deadlines and able to handle confidential information appropriately as required.
Ability to operate office equipment, especially personal computers using word processing, spreadsheets, databases, email and calendar/scheduling programs.
Create and maintain manual and computerized filing and record-keeping systems.
Individual must demonstrate a genuine interest and enthusiasm for community development and working with the Latino community, low-to-moderate income community, and others.
This is a full-time non-exempt position. Some travel required, use of person vehicle. Evening and weekend hours may be required. All positions at Hacienda CDC are at will.
$17 – $19 DOE. This is a full-time, exempt position.
Benefit Package includes: Medical, Dental, Vision, Alternative Health Care, Section 125 Flexible Spending Account, 401K, Employee Assistance Program, Life Insurance, Long Term Disability, AD&D, Vacation Accrual, Sick Leave Accrual, Holidays and Personal Days.
How to Apply:
Please submit the following:
(1) A cover letter that reflects how your previous experience qualifies you for this position.
(2) A resume.
(3) Three references.
Email the documents listed above to gro.CDCadneicaHnull@RH.
Closing Date: 07/10/2017
The Hacienda Community Development Corporation is an Equal Opportunity Employer and does not discriminate based on religious affiliation, marital status, physical or mental disability, national origin, citizenship, age, race, color, creed, gender, gender identity, sexual orientation, genetic makeup, political or union affiliation, status as a Vietnam-era, disabled or other veteran, or any other basis protected by federal, state or local law. In compliance with the Americans with Disabilities Act, the Agency will provide reasonable accommodations to qualified individuals with disabilities.
Our Core Values:
Respect: We strive to treat others and each other with dignity, fairness and respect.
Integrity: We conduct our work with openness and transparency as stewards of the public trust.
Excellence: We expect excellent performance in the delivery of services and programs to our community.
Diversity: We embrace inclusiveness of ethnic, cultural and socioeconomic perspectives in our board, staff, contractors and resident community.
Collaboration: We collaborate with community, public, and private partners to leverage resources to achieve greater results.
Commitment: We seek and value board members and staff who are committed to strengthening the Latino Community.
Note: This job description is intended as a guideline only, and does not limit in any way the duties or responsibilities of any employee. Nothing herein shall be construed as a contract of employment, expressed or implied.
To apply for this job email your details to HR@HACIENDACDC.ORG